✦Smart XLM MarketPAYMENT AVAILABILITY
STELLAR TESTNET · BETA

Payment methods & availability

Project positions remain simulated. USDT uses a separate deposit workspace with manual verification. Do not send funds unless that workspace shows active receiving instructions. Other payment methods below are not connected.

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Check receiving instructions before sending

Verified USDT receipts are separate from simulated XLM and SWM. Approved USDT converts once to your available account XLM at the saved approval rate. Withdraw through Account XLM using Binance UID. Earned spin rewards use a separate manual payout request. Open USDT deposit workspace →

10%
Withdrawal transaction fee

Every new account XLM or spin-reward payout request shows its gross amount, 10% fee and net USDT before submission. For 100 USDT gross, you receive 90 USDT. Cancellation before reservation or administrator rejection returns the full hold, including the fee portion. Existing requests keep their saved quote.

USDT / Personal BinanceCheck member deposit page
Separate USDT account · manual verification

Receiving details must be configured and enabled by an administrator. Use the shown receiving network, then submit the actual USDT amount and transaction reference. Only independently verified received USDT converts into available platform XLM, currently at 0.18 USDT/XLM. Withdraw through the Account XLM Binance UID payout flow.

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USDT spin rewardsCheck current offer
One-time reward · manual Binance UID payout

An eligible approved deposit can unlock one lifetime spin. Members request their recorded USDT prize using a Binance UID. An administrator manually pays and records a successful payment reference. The eligibility rate must be configured and the offer enabled.

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bKashNot connected
Bangladesh mobile financial service

Activation requires a verified merchant account, payment agreement, webhook verification and an approved business use case.

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NagadNot connected
Bangladesh mobile financial service

Activation requires eligible merchant onboarding, a verified provider integration and transaction reconciliation.

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Cards / bank paymentsNot connected
Approved payment gateway

A verified merchant/payment-service agreement and audited payment flow are required.

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Stellar XLMTestnet only
Blockchain payments

No mainnet receiving address, deposit monitoring, custody or withdrawal service is active.

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What works today?

Available dashboard XLM credits can be requested for manual USDT payout at 0.18 USDT/XLM using Binance UID. Member access, simulated marketplace and portfolio tools, separately labelled promotional credits, and a USDT deposit workspace with administrator-controlled availability. Earned USDT spin rewards have a manual Binance UID payout flow. Referral XLM joins the main account wallet and uses the standard account withdrawal flow. Deposit-funded XLM is available for levels or manual USDT payout using Binance UID. SWM redemptions and mainnet XLM conversion are not enabled.

What is needed before payment activation?

Verified merchant/provider approval, legal and regulatory review, secure server-side processing, transaction auditing, fraud controls, refunds/disputes handling where applicable, and end-to-end testing.